The Problem
Creators leave when payouts are slow.
Content creator platforms fight to onboard creators, and one of the main reasons is the speed of payments, which are typically made on a weekly or bi-weekly basis. There are often operational delays, while stablecoin payments can accelerate payouts.
- Payment delays are common, with payments typically made on a weekly or bi-weekly basis
- Disputes and accounting issues are common challenges when paying content creators abroad
- Most payment platforms require content creators to "Withdraw" funds once paid, which adds friction
- Remote workers globally operate in various countries and use different currencies
- Diverse financial software and preferences of each creator create complexity
- Jurisdictions and regulations sometimes add to the struggle
- FX fees of 3-4% applied to payments (e.g., Philippines via Payoneer)
- Currency volatility leads to disputes (e.g., BRL via PayPal)
- Dispute management leads to accounting challenges (e.g., QuickBooks doesn't easily account for PayPal disputes)
- Withholding taxes need to be considered (e.g., Indian graphic designers)
- Payment delays lead to late marketing campaigns (e.g., TikTok influencers)
- SWIFT payments to European bloggers and Japanese animators are slow
- Payoneer sometimes holds funds for up to 10 days (e.g., Nigerian YouTubers)
- GST withholding needs to be considered (e.g., Australian podcasters)
- PayPal and Payoneer payments to various countries create operational delays
The Solution
Unite content creators and their clients on a unique financial platform
Request Finance unites content creators and their clients on a unique financial platform that serves both, enabling them to pay and get paid efficiently and reap all the benefits. With Request Finance, the payouts are deposited directly into the Bank account or into the wallet of the content creator. You can pay hundreds of creators in one batch, in stablecoins or their local currency.
Invoice, approve and pay, from one place.
Send invoices, route approvals, and pay vendors in local currency or stablecoin, one transfer or a batch.
Keep control of every currency you hold.
Real-time cash position across currencies and stablecoins.
Get started
3 steps to transform your company's spend management
Open your account
Complete your Know Your Business verification before you go live. It usually takes a few days and means your counterparties are verified too.
Top up your account
Deposit any currency, by bank transfer or in stablecoin. Flexible funding options for your business needs.
You are set up!
Your finance team is ready to go. Control, approve, and monitor business spend in real time.
FAQ
Influencer & Creator Payments: common questions
Do influencers need a crypto wallet to be paid in stablecoins?
No. An influencer chooses how they want to be paid when they onboard: stablecoins to a wallet they already have, or local currency to their bank account. You upload one payout list; each person gets paid the way they picked. Nobody has to open an exchange account to receive from you.
Can I pay some influencers in stablecoins and others in local currency from the same batch?
Yes. The batch is one file and one approval. Each line settles on the rail that influencer chose. You fund the account once, in stablecoins or by bank transfer, and Request handles the split.
How fast do influencers get paid?
Stablecoin payouts settle in minutes, whatever the country. Local-currency payouts arrive on the local rail's schedule. Either way, the whole batch leaves your account at once, so nobody waits for the last wire to clear.
What does it cost compared with PayPal or a bank wire?
Stablecoin payouts are free on every plan. Local-currency payouts carry the rail's cost, shown before you approve. There is no per-recipient fee that scales with the size of your roster, which is where PayPal and wires get expensive at $50-500 tickets. Plans start at $50 a month.
How do KYC and tax forms work on the influencer side?
Influencers complete verification once, when they onboard, and you never handle their bank or wallet details. Request keeps the records you need for audit and for your accountant.
Which countries can I pay influencers in?
Stablecoin payouts reach anyone with a wallet, in any country not under sanctions. Local-currency payouts cover 190+ countries and 25+ currencies. If your roster includes creators in LATAM, Southeast Asia, Africa or the Middle East, the places where bank rails are slow or PayPal is capped, this is usually where the difference shows first.
How does this compare with Gigapay or Lumanu?
If every influencer you pay has a local bank account in a well-served country, a specialist like Gigapay or Lumanu is a fine choice. Request is the better fit when your roster spans regions those rails do not reach, when small payouts are being eaten by per-transfer fees, or when influencers ask to be paid in stablecoins. Many teams use both: a local rail for the easy countries, Request for the rest.
Customer story
How Whatever Digital pays 40+ influencers in seconds
Whatever Digital connects brands with influencers across Europe. As their contractor network grew past 40 people, bank transfers failed in key markets and each payment cycle consumed hours. Request Finance let them batch-pay everyone, stablecoin or local currency, from a single Business Account.
- Processing time
- Hours → seconds
- Contractors paid
- 40+ monthly
- Monthly volume
- $80K+
Customers
Trusted by finance teams in 190+ countries.
It has improved the security of our stablecoin payment processes.
David Norris
Head of Finance, Near Protocol
It is a game-changer for any Web3 business looking to streamline their financial operations and take advantage of the benefits of stablecoins.
Magdalena Fichtl
Head of Finance & Operations, Gelato
Request Finance onboarded our Delaware C-corp in just 11 days over the New Year holiday. This was hands-down the most efficient crypto fundraising experience possible given all the KYB, AML and compliance requirements.
Vitality
Founder, Yurtofun
Other solutions we saw did not have all the functionalities we needed, like batch payments.
Sebastien Borget
COO & Co-founder, The Sandbox
Request revolutionized our financial operations by simplifying cross-currency transactions, ensuring transparent and auditable records through a paper trail creation.
Juan Pablo Andersson
Finance Operations, The Sandbox
Request Finance makes it easy for our accountants to manage our payments, and simplifies payroll for our global team.
Rudy Kadoch
CEO, Nested Finance
Request gave me structure. It gave me a workflow to manage supplier payments connected to the contacts of those suppliers along with their wallet addresses. It gave me confidence knowing that I would be sending funds to a supplier's wallet address they have entered directly into their invoice.
Ryan Kris
COO, Verida
The app has essentially eradicated risks associated with human error, such as payments sent to incorrect wallet addresses. Furthermore, it has enhanced our capability to monitor our crypto payroll history, providing improved transparency and oversight.
Jaime Barriga
CEO VP Finance, OpenZeppelin
Request Invoicing and Expenses features have streamlined our processes, providing time-efficient management of payables both in crypto and FIAT. With their intuitive interface and robust functionalities, we've seen a remarkable improvement in tracking, managing, and optimizing our financial workflows.
Vitalij Aleksandrov
Head of Finance, Merit Circle
The team at Sonic Labs used to spend many hours a month just on managing and accounting for crypto payments. With Request, we now spend only far fewer hours processing almost US$100k in payments monthly, and we anticipate that this number will go up.
Michael Kong
CEO, Sonic
Who's it for?
Built for every type of business
From SaaS to healthcare, e-commerce to Web3, Request Finance provides industry-specific solutions that streamline your financial operations.
SaaS
Wholesalers
Marketing Agencies
Web3
E-commerce
Healthcare
Online Travel Agencies
Gaming & Betting
AI Companies