Simple pricing for payments that settle in minutes.
Bill payments and global payouts on a single platform powered by stablecoins. Predictable subscriptions. Simple, transparent transaction fees.
Curious what your bank is actually costing you?
Calculate your annual FX and wire fee leakage, and see it stacked up against these plans.
Every plan starts with a 30-day free trial. No credit card required.
Starter
For freelancers, contractors and companies getting started.
USD
per month, billed annually
Includes:
- Request Account
- 1 Request Account, activated after self-serve KYB
- Off-ramp to your bank account: 1.5% (minimum fee applies)
- Payments
- Free stablecoin payouts, unlimited volume
- 5 outgoing bank transfers / month included
- Extra transactions: $12 each, up to 10 / month
- Workspace
- 1 team member, 1 entity
- CSV export
- Support
- Help center and async email support
Growth
For recurring finance operations.
USD
per month, billed annually
Everything in Starter, plus:
- Request Account
- Unlimited outgoing transactions
- Off-ramp fee reduced to 0.5% flat
- Payments
- Batch payments and payroll
- Approval workflows
- Accounting & Integrations
- QuickBooks Online and Xero
- Automated reconciliation
- Workspace
- Up to 5 team members
- Support
- Priority support (live chat, median response 2h)
Pro
Most popularFor structured finance teams.
USD
per month, billed annually
Everything in Growth, plus:
- Workspace
- Up to 20 team members
- Multi-entity, up to 3 entities
- Payments
- Advanced approval workflows
- Support
- Dedicated senior CSM
- Slack support
Scale
For complex, multi-entity finance stacks.
USD
per month, billed annually
Everything in Pro, plus:
- Workspace
- Unlimited team members
- Multi-entity, up to 10 entities
- Accounting & Integrations
- NetSuite integration
- API access and custom workflows
- Operations
- Priority routing on all payouts
- Custom development available
- Support
- Dedicated CSM and Slack support
- White-glove onboarding
Transaction Pricing
Simple, flat transaction fees
Your subscription covers the platform. Transaction fees are separate, transparent, and always flat: no tiers, no surprises.
Stablecoin Payouts
Send crypto to vendors, employees, or partners directly from your treasury.
Bank Payouts
No FX needed. Competitive with neobanks.
Banking rails: Local (ACH, Wire) $10 · SWIFT $30
Business Account
Fees apply only when adding money to your account.
| Funding method | Fee |
|---|---|
| USDC top-up | Free |
| USDT top-up | 0.30% |
| Bank top-up (USD, local & international) | 0.30% |
| Bank top-up (EUR, BRL, MXN & GBP) | 0.60% |
Enterprise needs? Custom contracts, dedicated CSM, and tailored pricing available. Talk to sales →
Straight answers
The four questions every finance team asks us
| Question | Toggle |
|---|---|
Banks don't do stablecoins, and they charge you 2-8% every time you pay someone abroad. Request gives you Business Accounts and stablecoin rails in one place, so you stop paying the cross-border tax without giving up the tooling. | |
Starter | Growth | Pro | Scale | |
|---|---|---|---|---|
| Start free trial | ||||
| Start free trial | Start free trial | Start free trial | Start free trial | Talk to sales |
Request Account | ||||
| Request Accounts included | 1 | 1 | 1 | 1 |
| Self-serve KYB activation | Included in Starter | Included in Growth | Included in Pro | Included in Scale |
| Off-ramp to bank account fee | 1.5% (minimum fee applies) | 0.5% flat | 0.5% flat | 0.5% flat |
| Unlimited outgoing transactions | Not included in Starter | Included in Growth | Included in Pro | Included in Scale |
Payments | ||||
| Free stablecoin payouts | Included in Starter | Included in Growth | Included in Pro | Included in Scale |
| Outgoing bank transfers included / month | 5 | Unlimited | Unlimited | Unlimited |
| Extra bank transfers | $12 each, up to 10 / month | Not included in Growth | Not included in Pro | Not included in Scale |
| Batch payments and payroll | Not included in Starter | Included in Growth | Included in Pro | Included in Scale |
| Approval workflows | Not included in Starter | Included in Growth | Included in Pro | Included in Scale |
| Advanced approval workflows | Not included in Starter | Not included in Growth | Included in Pro | Included in Scale |
Accounting & Integrations | ||||
| QuickBooks Online and Xero | Not included in Starter | Included in Growth | Included in Pro | Included in Scale |
| Automated reconciliation | Not included in Starter | Included in Growth | Included in Pro | Included in Scale |
| NetSuite integration | Not included in Starter | Not included in Growth | Not included in Pro | Included in Scale |
| API access and custom workflows | Not included in Starter | Not included in Growth | Not included in Pro | Included in Scale |
Workspace | ||||
| Team members | 1 | 5 | 20 | Unlimited |
| Entities | 1 | 1 | 3 | 10 |
| CSV export | Included in Starter | Included in Growth | Included in Pro | Included in Scale |
Operations | ||||
| Priority routing on all payouts | Not included in Starter | Not included in Growth | Not included in Pro | Included in Scale |
| Custom development available | Not included in Starter | Not included in Growth | Not included in Pro | Included in Scale |
Support | ||||
| Help center and async email support | Included in Starter | Included in Growth | Included in Pro | Included in Scale |
| Priority support (live chat, median response 2h) | Not included in Starter | Included in Growth | Included in Pro | Included in Scale |
| Dedicated senior CSM | Not included in Starter | Not included in Growth | Included in Pro | Included in Scale |
| Slack support | Not included in Starter | Not included in Growth | Included in Pro | Included in Scale |
| White-glove onboarding | Not included in Starter | Not included in Growth | Not included in Pro | Included in Scale |
Request Finance has improved the security of our stablecoin payment processes.
David Norris
Head of Finance, Near Protocol
Frequently asked questions
Your questions answered.
- Do you offer a free trial?
- Yes. Every paid plan comes with a 30-day free trial, with no commitments. You get full access to all features so you can see the value before you pay. If you decide it's not for you, you can cancel anytime during the trial.
- How does the pricing work? What do I pay for?
Your pricing has two parts:
- A monthly subscription that covers the full platform (bill approval workflows, automated reconciliation, multi-entity management, payroll, and more).
- Transaction fees that apply only when you actually move money. Fees are flat: no tiers, no volume thresholds.
Stablecoin payouts are always free. Bank payouts are a flat 0.5% regardless of volume.
- How are transaction fees calculated?
- Transaction fees are flat and straightforward. Stablecoin payouts are always free, regardless of volume. Bank payouts are a flat 0.5%: no tiers, no volume thresholds, no surprises. Banking rail fees (ACH, Wire, SWIFT) apply on top where applicable.
- What are funding fees?
- Funding fees are a small, one-time cost that applies only when you add money to your Business Account. USDC top-ups are free, USDT top-ups are 0.30%, and USD bank top-ups are 0.30%. These are not recurring: you only pay when you fund your account.
- Do you have a yearly payment option?
- Yes! You can pay yearly and save 17% compared to paying monthly.
- What payment rails and currencies do you support?
Request Finance supports ACH, SEPA, SWIFT, local fast payment rails, and stablecoin wallets. Send and receive in 25+ currencies with virtual IBANs, including USDC and USDT, and pay vendors in 190+ countries.
For your subscription, you can pay with USDC, USDT, or DAI on Ethereum, Polygon, Avalanche, or BSC.
- Can I switch plans later?
- Absolutely. You can upgrade or downgrade your plan at any time. Changes take effect at your next billing cycle. If you need a custom arrangement for higher volumes or more entities, our sales team is happy to help.