At a glance
Which platform is right for you?
Every platform has its strengths. Here's a quick summary to help you decide.
Request Finance
BestThe complete spend management platform
Corporate cards, accounts payable, stablecoin payments, and accrual accounting — all in one. Built for global companies that want control, speed, and flexibility.
Best for
Global companies, stablecoin-native businesses, multi-entity operations
Ramp
US-focused spend management
Strong corporate card product with good expense management for US-based startups. Falls short on international payments, global accounts, and has zero crypto support.
Best for
US-only startups that don't need international payment rails
Brex
Enterprise cards for VC-backed companies
Well-known corporate card platform that dropped SMBs to focus on enterprise. Good US card controls but limited global payment infrastructure and no crypto capabilities.
Best for
Large US enterprises with VC backing and simple domestic payment needs
Airwallex
FX and banking infrastructure
Excellent multi-currency accounts and FX rates. But card controls are basic, AP features feel bolted on, onboarding takes weeks, and there's no stablecoin support.
Best for
Companies that primarily need FX and multi-currency accounts
Full comparison
Every feature, side by side
The complete feature comparison across Request Finance, Ramp, Brex, and Airwallex.
Corporate Cards
Virtual cards
Physical cards
Real-time spend controls
Per-card spending limits & merchant restrictions
Cards work in 190+ countries
Fund cards with stablecoins
No hidden FX markup on international spend
Issue cards to non-US team members
Accounts Payable
Invoice capture & management
Multi-level approval workflows
Batch payments (mass payout)
Pay via ACH
Pay via SEPA
Pay via SWIFT
Pay via SPEI (Mexico)
Pay via Faster Payments (UK)
Pay vendors in stablecoins (USDC, USDT)
Offramp: crypto → fiat to vendor bank
Contractor & freelancer payments worldwide
Global Operations
Dedicated USD account per entity
Multi-currency accounts
Multi-entity management
Vendor payments in 190+ countries
Transparent, competitive FX rates
Stablecoin treasury management
Yield on idle balances
No revenue minimums or complex pricing
Onboarding in under 5 minutes
Integrations & Accounting
QuickBooks / Xero sync
NetSuite & ERP integrations
Accrual accounting built-in
Bank account connections
Crypto wallet connections (MetaMask, Safe, Ledger)
Receipt management
Security & Compliance
SOC 2 compliance
Role-based access controls
Complete audit trail
Double payment protection
Scam & fraud vigilance tools
Insurance coverage
Scorecard
How they stack up
Our assessment of each platform across the categories that matter most to global finance teams.
Corporate Cards
Accounts Payable
Global Payments
Stablecoin Support
Integrations
Onboarding Speed
Pricing Transparency
Detailed comparisons
Want a deeper dive?
Read our detailed head-to-head comparisons to understand exactly how Request Finance compares to each platform.
Get started
3 steps to transform your company's spend management
Open your account
Complete your Know Your Business verification quickly and securely or do it later.
Top up your account
Deposit any currency: fiat or stablecoin. Flexible funding options for your business needs.
You are set up!
Your finance team is ready to go. Control, approve, and monitor business spend in real time.
The finance platform your team will actually enjoy using
Time saving, efficient, compliant, less stressful... and much more!
We designed Request for CFOs, COOs, and founders who value clarity and control.
Discover how you can save time, save money, and stay in control.
It has improved the security of our stablecoin payment processes.
David Norris
Head of Finance, Near Protocol
It is a game-changer for any Web3 business looking to streamline their financial operations and take advantage of the benefits of stablecoins.
Magdalena Fichtl
Head of Finance & Operations, Gelato
Other solutions we saw did not have all the functionalities we needed, like batch payments.
Sebastien Borget
COO & Co-founder, The Sandbox
It makes the whole invoicing process more efficient for all the parties involved.
Daniel Lustig
Founding Member, Ocean Protocol
Request revolutionized our financial operations by simplifying cross-currency transactions, ensuring transparent and auditable records through a paper trail creation.
Juan Pablo Andersson
Finance Operations, The Sandbox
Request Finance makes it easy for our accountants to manage our payments, and simplifies payroll for our global team.
Rudy Kadoch
CEO, Nested Finance