How a US staffing firm cut payroll fees from 8% to under 1%

A Florida-based recruitment and sourcing company places 80 to 100 freelancers from Latin America every month. With operations across the US and Canada and over $100,000 in monthly freelancer payroll, stablecoin payouts had become essential, but the process of getting there was anything but efficient.

The Problem

To pay freelancers in USDT, the team was converting USD through Binance P2P. Fees regularly reached 8%, and every transaction required back-and-forth negotiation. There was no central system to manage payroll, track payment status, or handle USD and CAD to stablecoin conversion at scale. Each month meant manual work, unpredictable costs, and zero visibility into what had actually been paid.

The Solution

The company onboarded onto Request Finance and funded their Business Account with a single wire transfer. From there, they pay all freelancers in USDT directly to their wallets each month, at an onramp fee of 0.3%, down from up to 8% on Binance P2P.

No more negotiations. No more manual conversions. One account, one transfer, 100+ payments in two clicks.

Results

• Payment fees reduced from up to 8% to under 0.5%
• $100K+ in monthly stablecoin payroll processed through Request Finance
• 100+ payments per month to LATAM freelancers completed in seconds
• Full AP visibility with invoice management and approval workflows

Why It Matters

The LATAM diaspora represents one of the largest cross-border payment corridors in the world. For US-based companies sourcing talent from Argentina, Venezuela, Colombia, or Brazil, traditional banking and P2P crypto exchanges are slow, expensive, and unpredictable. Request Finance gives these companies the infrastructure to pay in stablecoins at near-zero cost: no negotiations, no intermediaries.

About the Company

This Florida-based recruitment and sourcing firm operates across the US and Canada, placing freelance talent from Latin America with clients who need flexible, remote workforces. With a growing roster of 80 to 100 active freelancers each month, reliable and cost-effective payroll is central to their business model.